Ambo Cover.

[chazhutton]

Ambo Cover. « on: November 19, 2009, 02:11:52 PM »

was chatting to a super-commuter on my way to work yesterday - he was asking me if I had ambulance cover - turns out he was riding 'bay in a day' and had a pretty bad crash - got taken to hospital in an Ambulance and a few weeks later got his bill for $2000 bucks. (as is customary if you're not a member)

He was under the impression that bicycle victoria would sort it out - but that turned out to be wrong.

so this is kind of a heads up I guess -

If you don't have Ambulance cover, and you regularly ride a bike - SORT IT OUT!

(also, I've heard TAC can help you out? or is that wrong as well?)

[clarion]

Re: Ambo Cover. « Reply #1 on: November 19, 2009, 02:18:37 PM »

Good call Chaz, it is $60 a year for singles, money well spent.

A heads up too, it goes up to $75 a year as of 1st December 2009.

Get on it, you just never know.

<www.ambulance.vic.gov.au/Singles/Join-Singles.html >

[JLN not ZLTN]

Re: Ambo Cover. « Reply #2 on: November 19, 2009, 02:21:42 PM »

was chatting to a super-commuter on my way to work yesterday - he was asking me if I had ambulance cover - turns out he was riding 'bay in a day' and had a pretty bad crash - got taken to hospital in an Ambulance and a few weeks later got his bill for $2000 bucks. (as is customary if you're not a member)

He was under the impression that bicycle victoria would sort it out - but that turned out to be wrong.

so this is kind of a heads up I guess -

If you don't have Ambulance cover, and you regularly ride a bike - SORT IT OUT!

(also, I've heard TAC can help you out? or is that wrong as well?)

$2K?

I was under the impression it was around $800?

[iwearmoccos]

Re: Ambo Cover. « Reply #3 on: November 19, 2009, 02:23:34 PM »

If you don't have Ambulance cover, and you regularly ride a bike - SORT IT OUT!

Every single person should have ambulance cover. It is so cheap, there is no excuse not to have it.

and JLN, the cost is case by case basis. If you get picked up by the ambo helicopter, you better hope you have a spare $5000+ sitting in the bank!

[horatio]

Re: Ambo Cover. « Reply #4 on: November 19, 2009, 02:25:59 PM »

If you have an accident with a vehicle, TAC pays.

[Captain Commuter]

Re: Ambo Cover. « Reply #5 on: November 19, 2009, 02:32:39 PM »

Some folks also believe that their health insurance covers ambo membership. If you're in that camp check your cover' cos it's not universally true.

If it's not included, get it separately, don't think twice about it.

Not quite cycling related but here's a cautionary tale - my mate Ceef has had 2 dirt bike crashes in the last couple of years, badly fucked himself up both times and both times was airlifted out of the bush, straight to the Alfred. Try to imagine what the bill for a helicopter ambo ride would be...

[Johnson]

Re: Ambo Cover. « Reply #6 on: November 19, 2009, 02:33:20 PM »

is this just down south or all states?

[nurbs]

Re: Ambo Cover. « Reply #7 on: November 19, 2009, 02:35:13 PM »

is this just down south or all states?

Probably all states. Vic Ambo cover also covers you for all other states + territories in Australia plus NZ i think.

Most private health insurance policies don't include ambo.

[JLN not ZLTN]

Re: Ambo Cover. « Reply #8 on: November 19, 2009, 02:44:01 PM »

$63 a year.

Purchasing now. 

[The JAMS]

Re: Ambo Cover. « Reply #9 on: November 19, 2009, 02:47:49 PM »

been meaning to do this for too long. i was a member up in qld, but that was a long time ago... and after my last stack...

[JLN not ZLTN]

Re: Ambo Cover. « Reply #10 on: November 19, 2009, 02:49:31 PM »

$125 for my girl and I with SA Ambulance.

It took 6 minutes over the phone.

Totally worth it.

EDIT: That's for cover around Australia in ANY registered ambulance.

[Markee]

Re: Ambo Cover. « Reply #11 on: November 19, 2009, 02:53:16 PM »

TAC will only cover you if a registered vehicle is involved. If you come off cos of mechanical or brain failure you're not covered by TAC.
It's cheap insurance and the ambo's do a great job all the time!

[themidnightbarber]

Re: Ambo Cover. « Reply #12 on: November 19, 2009, 02:56:09 PM »

for queenslanders, from the QLD ambulance website.
"Community Ambulance Cover gives certainty of funding to the Queensland Ambulance Service by spreading the cost across the community. A charge of 28.134 cents a day, or $102.69 a year, will apply to each electricity sale arrangement unless an exemption has been obtained.

Community Ambulance Cover is not a ‘user-pays’ system for ambulance services. No Matter who pays for the electricity supplied to your business or household, every Queenslander is automatically covered for the cost of ambulance services nationwide."
Long story short, you pay for ambulance cover on your electricity bill, if you are unlucky enough to live in QLD.

[rolly]

Re: Ambo Cover. « Reply #13 on: November 19, 2009, 02:59:48 PM »

is it not a hell of a lot cheaper if you get ambo cover through your private health insurance (provided you have some)?? if it's not included i would expect it to still be cheaper as an 'extra'

my sister seems to think her family of 5 only costs them $73 per year through their health insurance.......

that said, i'm still paying for health insurance in WA. does anyone know if HBF have an affiliated company in Victoria?

[Johnson]

Re: Ambo Cover. « Reply #14 on: November 19, 2009, 03:09:08 PM »

for queenslanders, from the QLD ambulance website.
"Community Ambulance Cover gives certainty of funding to the Queensland Ambulance Service by spreading the cost across the community. A charge of 28.134 cents a day, or $102.69 a year, will apply to each electricity sale arrangement unless an exemption has been obtained.

Community Ambulance Cover is not a ‘user-pays’ system for ambulance services. No Matter who pays for the electricity supplied to your business or household, every Queenslander is automatically covered for the cost of ambulance services nationwide."
Long story short, you pay for ambulance cover on your electricity bill, if you are unlucky enough to live in QLD.

sweet deal